My Investor Plan

When you’re planning a road trip for you and your family, say from New York to Los Angeles, you don’t just get in your car and start driving — it’s just the opposite. When you plan a trip, there are often many variables to consider. You may be looking for the fastest route, the cheapest, or maybe the one with the best view. You may consider things like stops along the way, cities or activities you and your family may be interested in checking out. Formulating a solid plan for your travels is the key to success. This concept is precisely the same when it comes to your financial plan.

We know each of our clients is unique. We all have different things to consider on our financial journey, but all of our clients should have one thing in common — a destination. That is why we have developed My Investor Plan™.

This service is our proprietary financial roadmap for getting you from where you are now to your destination safely and as smooth as possible. Since every one of our clients is unique, we have developed a process that will allow us to build the ideal investment strategy around dozens of factors that are completely tailored to the specific individual.

Throughout your life, you move into and out of different financial stages. Often, when you are transitioning to a new phase of life, it is crucial to revisit your existing financial plan and make changes appropriate for your new goals, time horizon, and risk tolerance. Some examples of these stages may be:

  • When you get your first “real” job
  • When you get a raise
  • When you get married
  • When you want to buy your first house
  • When you have a baby
  • When you change jobs
  • When all your children have moved out of the house
  • When you reach 55 and approaching retirement
  • When you retire

For many of our clients, obtaining a My Investor Plan™ is absolutely critical. When people go through new stages in life, many things can change. It is more often the case than not that our clients need a comprehensive financial plan to create the exemplary financial portfolio correctly. Our goal is not just to try and get the best possible return the market has to offer. Instead, our goal is to get the best possible return on your investment given the amount of risk you are willing to take on. Knowing how much risk you can acceptably take on with your investments is mission critical.

In order to assess the risk levels that make sense for you, one should consider all aspects of your current and future financial goals, not just a few. A comprehensive financial plan is similar to a good health and wellness plan. When developing a good health and wellness plan, you should consider all aspects of your health because each element affects the rest. These considerations all come together to help formulate your overall health and wellness. Your finances work similarly in that many of your current positions depend on and influence other areas of your portfolio. When you have a solid financial plan, you are on the right path to creating a healthy financial future for you and your entire family.

A comprehensive financial plan involves:

  • A thorough review of your current financial situation
  • A discussion and understanding of your long-term, financial goals, and objectives
  • The development of a plan including all financial products needed to take you from where you are today to where you need to be in the future

For most people, a solid plan will involve the use of financial strategies in several areas specific to your life situation and goals such as:

  • Retirement planning
  • Cash flow analysis
  • College planning
  • Tax management
  • Estate needs
  • Income goals
  • Risk management
  • Debt structure
  • Insurance planning

Life happens fast and taking your family’s financial composition into account is also a key piece of plan development. Thinking about life issues such as aging parents now, or perhaps sooner than expected, special needs trusts or charitable gifting are all variables to consider that makes My Investor Plan so critical for our clients.

One of the benefits of our My Investor Plan is that you get a 100% personally tailored comprehensive financial plan that will encompass all the necessary and relevant aspects of your economic well being. For a One Time Fee of $1,497, one of our Licensed Financial Advisors will spend about a week working with you to gather information before investigating all options suitable to you before putting everything together in an elegant package that you can take with you forever. Another benefit is that once your plan has been established, our clients get the advantage of meeting with an advisor on an annual basis to update the plan and consider new goals you may be hoping to accomplish for no additional cost.

Creating, monitoring and updating your financial plan throughout your life is the only way to ensure that you stay on track giving you the peace of mind knowing that you are making the right decisions allowing your money to work for you in the most productive way possible. In other words, your My Investor Plan becomes a fluid, living document explicitly designed for you.

Set Yourself up for Long-term Financial Security

Contact us today and let’s develop your tailored My Investor Plan.

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