Terms of Use

Effective November 2, 2018

Agreement and Acceptance of Terms

WealthVisors LLC (“WealthVisors,” “WV,” “us,” “our,” or “we”) offers tailored wealth management solutions to assist our clients in reaching their financial goals. When you enter www.wealthvisors.com, our  applications, and our other online services and websites (collectively, the “Platform”) you are legally bound by our Terms of Use, along with the WealthVisors’ Privacy Policy and Full Disclosure; hereby included by reference; (jointly, this “Agreement”) all of which may be revised by us at anytime without prior notification to you. By accessing the Platform, you affirm that you have read, understood, and consent to be legally bound by these Terms of Use and our Privacy Policy. If you do not agree to any of these terms, please do not use the Platform. As customary, references to “WealthVisors” on the Platform refer to “WealthVisors LLC.” For purposes of these Terms of Use, the name “WealthVisors” applies mutually to WealthVisors LLC and their corresponding affiliates, partners, representatives, and employees. Please examine the entirety of this legal document thoroughly before using our Platform.

The Platform is operated by WealthVisors LLC, a Registered Investment Advisor that administers business in U.S. states where it is licensed and registered. Brokerage services are rendered to clients using qualified third-party custodians; further explained in our Firm Brochure: Form ADV 2A. WealthVisors LLC is not affiliated or endorsed with any third-party broker-dealers, banks or custodians.

The stipulation of investment advisory services to retail clients of WealthVisors is governed by the Client Agreement effective September 28, 2018. We suggest that you read any relevant client documents carefully before determining whether to engage WealthVisors LLC to provide you with investment advisory services.

The “Class Action Waiver” section below includes a restrictive class action disclaimer that affects your legal rights.

IF YOU DO NOT ACCEPT OUR TERMS OF USE IN THEIR ENTIRETY, YOU ARE NOT PERMITTED USE THE WEALTHVISORS PLATFORM.

Access

To access particular features of WealthVisors, you must enroll to formulate an account (referred as “User Account”). When you register, you will be required to select a password, which you will be asked to enter when accessing your User Account. WealthVisors has mechanical, computerized and procedural defenses that comply with state and federal standards to secure Users’ and Clients’ non-public personal information (see our Privacy Policy for further details about how we safeguard your data).

The protection of your account including your password and other User Information is your sole responsibility. You acknowledge not to reveal your password to any third party, and you will notify WealthVisors promptly if your password is forgotten or compromised or if you surmise any unapproved use of your User Account. As a User, you recognize that you shall be fully responsible for any behaviors or activities under your User Account, whether or not you have approved such situations or operations.

You agree that the data you provide to us on account enrollment within our Platform will be valid, genuine, active and complete.

If you want to contribute improvements to the WealthVisors Platform, then you must do so via our “Partner Program” protocol. As used in these Terms of Use, “APIs” means applicational programming interfaces and related intermediaries and documentation that provide passage to particular data displayed on our Platform. Access to our API protocols asks you satisfy our Partner Program qualification guidelines and enter into a contracted partnership agreement with WealthVisors LLC. You may not extract or reproduce information through any medium (including web or app crawlers, browser plugins, and add-ons, and any other technology or manual work).

If you wish to learn more about becoming a Certified Partner, please contact us at info@wealthvisors.com.

Content

“User Information” as used in these Terms of Use implies, jointly, the information and other content that users’ upload, post, submit, present, approve of, or contrarily make available to the WealthVisors Platform. This User Information constitutes personal information such as name, address, employer information, email address, as well as any other information,  collected from Users and Clients through the Platform. “Content” as applied in these Terms of Use implies, collectively, all content on or delivered through the WealthVisors Platform that is not User Information, including but not limited to writing, performance graphs, investment portfolios, financial plans, security recommendations, forecasts, any information recognizing or representing asset managers or funds, and security price quotes. WealthVisors reserves the right to remove and permanently erase any Content or User Information from the Platform without notice.

Electronic Disclosure Consent

By giving your email to register for the usage of our services, you agree to accept all notifications and information concerning our services and other offerings electronically. Electronic communications may be posted on our Platform and remitted to your designated e-mail address. All communications in electronic format will be deemed to be in “writing,” and to have been received no later than five (5) business days after posting or delivery, whether or not you have discovered or received the communication. Your consent to accept communications electronically is valid until you end your association with WealthVisors as stated in the “Termination” section towards the end of this Agreement. You must provide us with accurate, reliable and complete e-mail address information, contact and other data related to this acknowledgment and to manage and update any changes in the information as mentioned above immediately. You are permitted to print a copy of any electronic communications and preserve it for your record keeping. We possess the right to discontinue or amend the Terms of Use on which we provide electronic communications and will provide you notice of such changes per applicable to the law.

Platform Eligibility

The Platform is reserved only for U.S. individuals who are age 18 years of age or older. Any access to or usage of the Platform by anyone under 18 is unapproved, unlicensed, unlawful and in violation of these Terms of Use. By accessing or using the WealthVisors Platform, you comply and guarantee that you are 18 years of age or older.

Our Platform is only allowed to be used by persons residing in the United States. WealthVisors does not claim that the Platform is suitable or accessible for use outside the United States. Furthermore, WealthVisors makes no representations that accessing the Platform from locations outside the United States is legal or permitted under confined law. WealthVisors possesses the power to reject eligibility to any person or persons to access the Platform without justification or explanation.

Platform is for Educational Purposes Only

The public portions of the Platform (the parts of the Platform accessible to persons who are not subject to a Client Agreement) are presented for educational purposes only and are not meant to provide legal, tax, or investment advice. By accessing public sections of the Platform, you agree you are responsible for your investment research and decisions, and will not rely on the Platform as the primary basis for your investment decisions. WealthVisors will not be held liable for any transactions you conduct based on information you obtain via the publicly accessible parts of the Platform.

Conditions of Use

You accept that you will comply with all relevant laws, including, without restriction, tax laws, intellectual property laws, anti-spam laws, export control laws, privacy laws, and supervisory requirements. You additionally confirm that you will use the Platform strictly for your personal, non-commercial use and will not endeavor to intervene with the operation of the Platform in any form.

Communications with and Submissions to WealthVisors

Registered representatives or agents of WealthVisors may record and monitor all or portions of your phone calls, emails, text messages, online chats and other communications with WealthVisors for quality control, customer service, employee training, security concerns, legal reasons, compliance obligations, and other law-abiding intentions. Such an agreement is continuous and need not be approved before, or while, such monitoring or recording, except to the extent as applicable by law. WealthVisors may also archive your communications with WealthVisors for regulatory and additional purposes. As a result of such procedures, you consent to such this communication policy herein.

We encourage you to contact us; however, you should not e-mail us any information that contains confidential personal data. With regard to all e-mails and communications you send to WV, including, but not limited to, questions, evaluations, feedback, remarks, opinions, and so forth, we shall be permitted to use any rating figures, notions, ideas, know-how, or methods contained in your communications for any purpose whatsoever, including but not limited to, the improvement, development, design and marketing of products and services that include such information without  attribution or compensation to you.

You accept that our Terms of Use and the laws, stipulations, guidelines, and policies contained herein, and WealthVisors’ implementation thereof, are not denoted to bestow and do not give any rights or solutions on any person other than you and WealthVisors. These Terms of Use concurrently with the WealthVisors’ Privacy Policy and Client Agreement establish the entire Agreement between WealthVisors and you concerning the subject matter hereof. Any declaration or other communication to be given herein will be in writing and given by (a) WealthVisors via email (in each case to the email address you provide), or (b) you via email to info@wealthvisors.com or such other addresses as WealthVisors may specify in writing. The date of accession shall be deemed the time on which such notice is transmitted.

Confidentiality and Feedback

We embrace “User,” and “Client” communication, feedback, observations, grievances and proposals (collectively, “Feedback”) as this will improve WealthVisors’ products and services. You acknowledge that all Feedback we receive is our private information (“Confidential Information”). Furthermore, any of our trade secrets, programming, software, product classifications as well as any non-public technological, commercial or enterprise or financial knowledge that we share with you is also our Confidential Information. You consent not to reveal or give any of our Confidential Information to any third party, including, without restriction, any segments of the media, press or collaborators. Feedback can be sent to info@wealthvisors.com.

External Links or Sites

The Platform may include connections to third-party sources or websites (“External Links”) that are not affiliated with or endorsed by WV. WealthVisors is not liable for such content and does not sponsor or approve outside links to third-party sites. We are not responsible for the content of any associated External Links and make no representations regarding the information or accuracy of matters on External Links. Such material may include terms and conditions, privacy stipulations, confidentiality provisions, or other terms that vary from the Terms of Use relevant to WealthVisors LLC. We accept no liability or responsibility under any circumstances for the correctness, security, or views contained in such content. If you choose to access External Links, you declare this is done at your own risk.

External Links are rendered entirely as a utility to you and not as an approval by WealthVisors of the content thereof. The material included on External Sites is produced and administered by others. You should reach the site controller or webmaster for the External Links if you have any matters concerning such links or any content found on such External Links. It is advised you take precautions when accessing files from all external websites to defend your computing devices from destructive programs or viruses. If you elect to access linked External Links, you do so at your sole risk.

Disclaimer of Liability

Your access to the WealthVisors’ Platform and the private information you give is at your sole discretion and risk. WealthVisors’ Platform and all elements, data, content, products, and services included therein are granted on an AS IS and AS AVAILABLE basis without guarantees of any kind from WealthVisors.

WEALTHVISORS EXPRESSLY DENIES ALL LIABILITIES OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY, ASSOCIATED TO WEALTHVISORS’ PLATFORM, WEBSITE, CONTENT AND/OR USER INFORMATION, INCLUDING WITHOUT LIMITATION THE GUARANTEES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OF PROPRIETARY RIGHTS, COURSE OF DEALING OR COURSE OF PERFORMANCE. WEALTHVISORS LLC REVOKES ANY WARRANTIES, EXPRESS OR IMPLIED:

A) REGARDING THE AVAILABILITY, SECURITY, ACCURACY, RELIABILITY, TIMELINESS, AND PERFORMANCE OF WEALTHVISORS’ PLATFORM, MATERIAL AND USER INFORMATION;

B)  THAT WEALTHVISORS’ PLATFORM WILL BE ERROR-FREE OR THAT ANY ERRORS WILL BE CORRECTED;

C)   THAT WEALTHVISORS’ PLATFORM WILL BE FREE FROM ELECTRONIC VIRUSES;

D) ALTERNATIVELY, CONCERNING THE PERFORMANCE OF OR ACCURACY, QUALITY, CURRENCY, COMPLETENESS OR USEFULNESS OF ANY INFORMATION PROVIDED BY WEALTHVISORS ON ITS WEBSITE INCLUDING BUT NOT LIMITED TO INFORMATION OBTAINED THROUGH SOCIAL MEDIA.

No financial advice or information, whether written or oral, obtained from the WealthVisors’ Platform to you, shall constitute any warranty not pronounced explicitly in this Agreement. If you decide to rely on such information, you do so solely at your own risk.

Some states or territories do not approve the dismissal of specific warranties. Therefore, some of the preceding omissions may not apply to you.

Investment Tools and Probability Forecasts

WealthVisors gives no representation concerning the probability or expectation that any real or theoretical investment will produce a clear result or function in any foreseen manner. Any historical performance data provided on the Platform makes no representation to the actual achievement of any particular investor’s portfolio and may not display all determinants that could influence such observation for a specific investor. Past performance should never be interpreted as a guarantee of future results. Investment returns in any period of time may be far below or above those of a prior time. There is no representation made that any investment, security or trade will or is anticipated to produce gains or losses related to those reached in the past, or that substantial losses will be circumvented. There is an inherent risk investing in securities and investments made with WealthVisors LLC are subject to losing value.

The results, collections, and performance data displayed on the Platform applies or incorporates information gathered from third-party vendors, including index data and autonomous exchange quotes. WealthVisors does not guarantee the accuracy of third-party data but does believe it to be genuine.

Forward-Looking Statements

The Platform includes specific “forward-looking statements,” which may be distinguished by the application of such words as “think,” “anticipate,” “forecast,” “should,” “projected,” “calculated,” “potential,” “estimates,” and other comparable expressions. Samples of forward-looking remarks include, but are not restricted to, evaluations regarding financial status, effects of operations, and the advancement or lack of advantage of WealthVisors’s investment method or strategies. All investors are subjected to numerous determinants, including, but not confined to, universal and regional economic fitness, varying levels of competition inside particular industries and sectors, fluctuations in interest rates, developments in legislation or regulation, and other financial, competing, political, regulative, and technological circumstances influencing WealthVisors’ operations that could generate actual outcomes to deviate substantially from forecasted outcomes.

No Investment or Financial Advice; No Offers or Assurance Provided:

Users are to understand that information outlined in sections of the Platform that visitors have access to (the “User Visiting Areas”) should NOT be construed as investment or financial planning advice. The User Visiting Areas are confined to the administration of general knowledge about WealthVisors’ advisory services, collectively with pathways to supplementary investment-related information, presentations, educational content, and links. Consequently, the disclosure of information on the User Visiting Areas on the Internet should not be interpreted by any client or prospective client/investor as a solicitation by WealthVisors to effect or try to effect transactions in securities, or the rendering of individualized investment advice for compensation, over the Internet.

WealthVisors is not a law firm nor an accounting firm, and no part of the Platform should be interpreted as legal, accounting, or tax advice at any time. To the degree that past performance is accessible within the Platform, past performance is not symbolic of future results, and no representation is implying that any investment will or is likely to achieve profits or losses similar to those produced in the past, or that substantial losses will be avoided.

No material accessible in the Platform shall be accepted or viewed as an offer to sell or a solicitation of an offer to buy the securities or services of any of our affiliated entities. Recommendations can only be given where prudent suitability is defined and in compliance with applicable law.

It is important to recognize that various types of investments entail different levels of risk, and there can be no certainty that the future performance of any particular investment or investment strategy (including those engaged or advised by WealthVisors), will be successful or equivalent to any historical performance measures. It should not be expected that investments made for any distinct account will equal the performance or disposition of the investments presented on the Platform, or that the returns of any accounts controlled by WealthVisors will match the performance of the investments reviewed on the Platform. Investors may encounter notably inconsistent results in any given investment.

No Inside Information; No Guaranteed Results

WealthVisors gathers data from a broad assortment of publicly-available specialists. WealthVisors does not possess, nor does it allege to have, sources of confidential, private or inside information. The investment recommendations generated by WealthVisors in conjunction with its advisory services are based on the professional capacity of WealthVisors, and WealthVisors LLC cannot and does not guarantee the returns of any security recommendations.

Investment Recommendations and Positions

Some parts of the Platform may include a review of, and/or grant entrance to, WealthVisors’ (and those of separate investment and non-investment professionals) positions and/or investment suggestions as of a particular preceding time. Due to numerous circumstances, including fluctuating market environments, such reviews may no longer be studious of prevailing conditions and/or security recommendations. Furthermore, no Registered User shall consider that any such analysis serves as the approval of, or a replacement for, individualized financial advice from WealthVisors or any other investment professional herein.

Limitation of Liability

WEALTHVISORS LLC NOR ANY OF ITS DIRECTORS, OFFICERS, PARTNERS, EMPLOYEES OR AGENTS SHALL BE LIABLE IN ANY MANNER FOR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, PERSONAL, INDIRECT, PUNITIVE, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, MISSED OPPORTUNITY, COST OF OBTAINING SUBSTITUTE SERVICE, OR LOST PROFITS) EMERGING OUT OF OR IN ASSOCIATION WITH THE PLATFORM OR THE USE OF THE PLATFORM OR A LINKED SITE (INCLUDING BUT NOT LIMITED TO THE OBSTRUCTION OR FAILURE TO USE THE PLATFORM OR A LINKED RESOURCE). THIS LIMITATION OF LIABILITY SHALL APPLY NOTWITHSTANDING OF WHETHER THE DAMAGES ARE FORESEEABLE OR WHETHER WEALTHVISORS HAS BEEN DIRECTED OF THE FEASIBILITY OF DAMAGES. THE PRECEDING LIMITATION OF LIABILITY SHALL BE IMPLEMENTED TO THE FULLEST EXTENT AUTHORIZED BY LAW IN THE APPLICABLE JURISDICTION. IN NO CIRCUMSTANCE SHALL WEALTHVISORS’ COLLECTIVE LIABILITY TO YOU SURPASS U.S. $50.

No Warranties

All services, products, and material on the Platform are rendered “as is” without guarantee of any form, limited or implied, including, but not limited to, assumed warranties of accessibility, appropriateness for a distinct purpose, right, non-infringement, security, or correctness. WealthVisors does not guarantee and is not liable for the exactitude or authenticity of any information on the Platform. It is your duty to assess the correctness, authenticity, completeness, and timeliness of any information accessible on the Platform. WealthVisors explicitly denies any responsibility to update the data on the Platform.

Waiver and Divisibility Clause

Any remission of any specification covered in these Terms of Use shall not be regarded to be a relinquishment of any other right, provision, or term of these Terms of Use. If any provision in these Terms of Use is determined to be entirely or partly unenforceable, unlawful or invalid, such stipulation shall be executed to the degree it is applicable, legal, and the legality, legitimacy, and enforceability of the outstanding terms shall be affected or undermined to any extent hereto.

No Legal or Tax Advice Rendered

WealthVisors endeavors to make it as useful and smooth as possible in managing and building your investment portfolio. Nevertheless, neither WV nor our services offer, provides, or renders tax or legal advice under any circumstance. Before making an investment or financial decision, we suggest that you talk with an investment advisor, or tax or legal professional first. WV independently administers and gives investment advice to clients who enter a written agreement with us.

Third-Party Financial Services

Investment advice contributed by WealthVisors relates to any recommendations, suggestions, analysis, or evaluations supplied to you through a licensed financial advisor in regards to purchasing, selling, trading, holding, assessing or investigating any security or associated class of investment. Financial advice provided by WV also relates to any recommendations, suggestions,  analysis, or evaluations given to WVs’ users through the services that encompass purchasing, selling, trading, holding, assessing or investigating any security or related type of investment.

WealthVisors welcomes more extensive investment advisory services, such as discretionary portfolio management, under a separate investment advisory agreement with you.

WealthVisors and Third Party Offers: Some components of our service offerings may, either now or in the future, be supported by promoting or advertising joint venture relationships. We will always disclose when a particular WealthVisors third-party offer is sponsored or when a third-party compensates WealthVisors in connection with the sponsored offer.

Intellectual Property

WealthVisors LLC controls the Platform and is the sole proprietor and authorized administer of all writings, illustrations, design elements, photos, graphs, animations, sounds and other matters contained within the Platform. The materials furnished inside the Platform, including, without restriction, any copyrights, trademarks, service marks, and all other proprietary works, are protected by the United States and International copyright laws, trademarks laws, treaties, and other proprietary licensing laws. WealthVisors maintains copyright protection in the collection, coordination, and organization of the material enclosed within the Platform.

WealthVisors, the WealthVisors logo, and additional intellectual property marks are our reserved as registered trademarks and service brands. For a list of trademarks, see the WealthVisors Intellectual Property Portfolio. Any separate product titles and company logos found on WV marketing materials are the service marks or trademarks of their respective owners. Except as designated in this section, you are not permitted to duplicate, replicate, copy, produce secondary works from, upload, post, republish,  broadcast, or circulate in any form whatsoever any of our content, data, technology or intellectual property without our explicit, written permission.

Governing Law

All Platform and website activity or treatment of these Terms of Use are governed by the laws of the United States of America and the applicable laws of the State of Virginia, without regard to any preceding legal policies. You accept that the federal court of the Eastern District of Virginia, if it has controlled resolution authority, will have exclusive jurisdiction to try and resolve any claims or disputes between you and WealthVisors, pertaining directly or indirectly to these Terms of Use, or to any matter emerging from these Terms of Use, or any other document executed and delivered in connection with this Agreement, the use of the Platform or the products or services offered by WealthVisors LLC. If the federal court lacks subject matter jurisdiction, any state court located in Virginia Beach, Virginia, will have the exclusive right to hear and determine such claims or disputes. To the fullest degree sanctioned by applicable state and federal law, you and WealthVisors each agree to abandon the constitutional right to a trial before a jury.

Indemnification

You agree to indemnify, exonerate and hold WealthVisors and any of our affiliates, licensors and agents, and all of their officers, directors, employees, agents, information providers and licensors harmless against any and all third-party claims, damages, liability and costs (including attorneys’ fees and costs) incurred by any of these parties that start out of or are produced by your use of our products and services and/or our Platform, your violation of this Agreement, your infringement of any intellectual property rights, or violation by any user of your account. In the event there are third-party claims against you for which you seek damages from us under this Agreement, or we are subject to any liability for which we have the right to be indemnified by you, we reserve the right at our interest in the event of claims by third parties against you, and at your expense in the case of claims for which we have the right to be indemnified by you, to assume the independent defense and control of any such claim, and you agree that in any event no such claim can be resolved without our prior written approval.

Arbitration

ANY CONFLICT, CLAIM OR CONTROVERSY EMERGING OUT OF OR RELATING TO THE SERVICES, THIS AGREEMENT OR THE BREACH, TERMINATION, ENFORCEMENT, INTERPRETATION OR VALIDITY THEREOF, INCLUDING THE MEASUREMENT OF THE EXTENT OR VALIDITY OF THIS AGREEMENT TO ARBITRATE, SHALL BE DETERMINED BY BINDING MEDIATION RATHER THAN A COURT IN VIRGINIA BEACH, VIRGINIA BEFORE A SOLE ARBITRATOR. THE ARBITRATION SHALL BE ADMINISTERED BY JAMS ACCORDING TO MODERNIZED ARBITRATION RULES AND PROCEDURES, AND THE ARBITRATOR SHALL ADMINISTER THE LAWS RELEVANT IN THE STATE OF VIRGINIA. EVALUATION ON THE AWARD MAY BE ENTERED IN ANY COURT HAVING POWER AS STIPULATED ABOVE UNDER “GOVERNING LAW AND VENUE.” THIS CONDITION SHALL NOT PREVENT PARTIES FROM ATTEMPTING INJUNCTIONS OR OTHER APPLICATIONS OF EQUITABLE RELIEF OR TRANSIENT SUPPORT IN AID OF ARBITRATION FROM A COURT OF APPROPRIATE JURISDICTION. YOU AGREE THAT ALL DISPUTES MUST BE BROUGHT IN YOUR CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. BY ENTERING INTO THIS AGREEMENT AND AGREEING TO ARBITRATION CLAUSE, YOU AGREE THAT YOU ARE DISMISSING THE RIGHT TO FILE A LAWSUIT AND THE RIGHT TO A TRIAL BY JURY. ALSO, YOU AGREE TO WAIVE THE RIGHT TO ENGAGE IN A CLASS ACTION LAWSUIT OR LITIGATE ON A CLASS-WIDE FOUNDATION. YOU CONSENT THAT YOU HAVE EXPLICITLY AND PURPOSELY ABANDONED THESE RIGHTS. IN ANY ARBITRATION, THE ARBITRATOR MAY, IN THE CITATION, DESIGNATE ALL OR PART OF THE EXPENSES OF THE ARBITRATION, INCLUDING THE FEES OF THE ARBITRATOR AND THE REASONABLE LEGAL FEES OF THE UNDERLYING PARTY, AND SHALL ASCERTAIN THE UNDERLY PARTY FOR THIS PURPOSE.

Class Action Waiver

You acknowledge that any legal proceeding shall be restricted to the conflict between you and WealthVisors independently. To the complete extent sanctioned by law, (i) no arbitration or legal action shall be associated with any other; (ii) there is no power or jurisdiction for any dispute to be mediated or settled on a class action-basis or to appropriate class action procedures; and (iii) there is no right or permission for any legal action to be effected in a professed agent capacity on account of the general public or any additional means. You grant that you may invoke claims against us only in your individual capacity and not as a plaintiff or class member in any purported class or representative action.

Claims of Copyright and Trademark Infringement

If you think that your intellectual property is being applied to or on the Platform in a way that conceives copyright or trademark infringement, please confer this notice to our authorized representative set forth below. The following information is dictated by Section 512(c)(3) of the Digital Millennium Copyright Act:

A) Description of the intellectual property declared to have been infringed on, or if a single notification covers various protected material at a single online site, a representational list of such activities at that site;

B) Classification of the protected works that is alleged to be infringing or to be the subject of infringing actions and that is to be removed or access to that which should be excluded, and information rationally satisfactory to permit WealthVisors to determine the element on our website or the Platform;

C) Knowledge reasonably adequate to enable us to communicate with you, such as an email address, telephone number, and, if available, a physical address, if different from your registered profile with WealthVisors;

D) A statement that you have a good faith understanding that uses the protected works in the manner accused of is not authorized by you, your agent, or the administered authority; and

E) A record that the information in the announcement is valid, and under penalty of perjury, that you are commissioned to act on behalf of the proprietor of an exclusive right that is purportedly violated.

The specifications defined above must be sent to WealthVisors’ authorized representative, whose contact information is as follows:

Attention: Intellectual Property Dept.
WEALTHVISORS LLC
2622 Southern Blvd., Suite 100
Virginia Beach, VA 23455

Visit www.WealthVisors.com
Phone: (888) 285-9580
Email: info@wealthvisors.com

You should understand that Section 512(f) of the Digital Millennium Copyright Act may command responsibility for damages on any person who deliberately sends meritless notifications of infringement. Please do not make false claims about trademark or copyright infringement. Any message or communication that you present may be given with third parties, including the individual who provided the supposedly infringing material. Upon acceptance of a bona fide infringement warning by the Authorized Representative, we will exclude or disable access to the infringing matter, inform the user that it has been removed or access disabled, and, for repeat offenders, to cancel such user’s access to the Platform.

If you believe that your content should not have been removed for alleged copyright infringement, you may send WealthVisors’ Authorized Representative a written counter-notice with the following information:

A) Identification of the protected material that was removed, and the location on the Platform or website where it would have been found before its removal;

B) A written statement, under penalty of perjury, that you have a good faith understanding that the material was withdrawn as a consequence of a misunderstanding or mistake; and

C) Your physical or electronic signature, collectively with your contact information (address, telephone number, and email address).

If the Designated Agent receives a counter-notice, we may assign a copy of the counter-notice to the first objecting party notifying the individual that it may replace the displaced material or discontinue within 14 business days. Unless the intellectual property owner files a legal action seeking a court order against the user, the discarded works may be replaced, or access to it restored in 10 to 14 business days or longer after receiving the counter-notice, at our inclination.

Ending Your Relationship with WealthVisors

This Agreement will remain to administer unless canceled by either you or WealthVisors as described hereinafter. If you aspire to end your legal agreement with us, you are entitled to do so by terminating your Account.

Please use the following procedure to cancel your Account:

Email info@wealthvisors.com from the email address connected with your Account, designating “CANCEL ACCOUNT” in the subject line of the electronic mail. After verifying you are the account owner, WealthVisors will purge your records, transactions, and login information from our database and will only proceed to retain such information as dictated by law.

WealthVisors maintains the liberty to abolish our legal agreement with you (by rendering an email notification of such closure): (i) if you have violated any stipulation of this Agreement (or operated in a fashion that distinctly confirms you do not approve of or are incapable of complying with the terms of this Agreement); (ii) if we understand we are obliged to do so by law (for instance, wherever the jurisdiction of the services to you is, or becomes, illegal); (iii) if we no longer provide any of the services you employ; (iv) if you no longer consent to the terms and provisions of this Agreement; or (v) for any other cause or no basis, in our single and authoritative discretion. The termination of this Agreement will not change any of our rights or your commitments proceeding within this Agreement before termination.

Termination

We may terminate or discontinue your access to the Platform or any division thereof and eliminate any data (including User Information) from the Platform, in our sole discretion, at any point for any purpose without notification to you. Moreover, if we regard, in our full capacity, that a violation of these Terms of Use has transpired, we may exercise any additional restorative actions as we consider necessary. WV maintains the power to investigate presumed breaches of these Terms of Use, including without restriction any negligence originating from any User Information. We may attempt to collect information from a user who is surmised of violating these Terms of Use (or from any other user), and you consent to furnish us with any information needed. We will fully support any law enforcement authorities or court orders asking or instructing us to expose the identity of anyone publishing, posting, or otherwise making available any User Information, emails, or other matters that are deemed to infringe these Terms of Use.

Any postponement, termination, or dissolution shall not alter your responsibilities to WealthVisors under these Terms of Use (including but not limited to indemnification, ownership, and limitation of liability), which by their function and connection are meant to outlast such stoppage, termination, or removal.

You may ask for termination of your User Account at any point and for any purpose by transmitting an email to info@wealthvisors.com.

Change of Terms

WealthVisors has the right, in its sole discretion, at any time to revise, suspend or discontinue the Platform, any piece thereof, or any material thereon without warning, or to change these Terms of Use. All modified Terms of Use will be valid upon the date when the replacement takes place unless there is a material change, which will be in effect when WV administers communication to you unless a more extended announcement period is dictated by applicable law. If any modified terms of use are not agreeable to you, your single solution is to discontinue use of the Platform, and if relevant, terminate your Account as defined below. By remaining to enter or use the Platform after WealthVisors makes any such amendment, you consent to be legally bound by the updated Terms of Use.

We may alter this Agreement at any moment, and consequently, we advise that you check this Agreement on a quarterly basis. We may inform you of any modifications via the email address connected with your Account, and you consent to receive electronic communications, links to any amended Agreement on our Platform, and you recognize that any of these medians of communicating a change in this Agreement authorizes sufficient notification to you. Your sustained admittance or utilization of the Platform or any of the services designates your understanding to be legally obliged by any and all such revisions.

Section Headings

Section headings in this Agreement are for convenience of reference only, and shall not govern the interpretation of any provision of this Agreement.

Entire Agreement

The Agreement, including the separate Privacy Policy and Full Disclosure and any other documents referred in this Terms of Use, represents the complete acknowledgment between both you and WealthVisors regarding the services (as specified herein) and the subject resolution hereof and succeeds any prior declarations or representations. In the event of a dispute, the terms of this Agreement shall prevail but, solely to the subject matter herein.

Questions

This document establishes our complete Terms of Use for WealthVisors LLC and our related products and services. If you have questions about our Terms of Use or any content herein, please contact our support staff at info@wealthvisors.com.

You can also communicate with WealthVisors by phone at 888.285.9580 or via physical mail at:

WEALTHVISORS LLC
2622 Southern Blvd., Suite 100
Virginia Beach, VA 23455

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